Author: HLGVentures
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💳How to Protect Your Credit & Get a Free Credit Report
We work hard to build good credit — so it makes sense to protect it just as carefully.Whether you’re keeping an eye out for identity theft, applying for a mortgage soon, or simply want peace of mind, knowing how to get your free credit report and freeze your credit is a must. Good news: both…
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Celebrating Light, Connection, and Magic Across Cultures
Winter carries a special kind of magic. As the days grow shorter and colder, people all over the world celebrate light, warmth, and togetherness in ways that are both unique and beautifully universal. From Christmas markets in Europe to candle-lighting ceremonies in Jewish homes, to festivals filled with lanterns, feasts, bonfires, and loved ones gathered…
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Types of Expenses in a Budget & 10 Commonly Overlooked Ones
Because financial peace starts with planning for the things you actually spend money on. Budgeting isn’t about restriction — it’s about awareness and freedom.A well-thought-out budget helps you plan for joy, handle the unexpected, and make decisions with confidence. Most people track the obvious things — rent, groceries, utilities, car payments — but it’s the…
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Starting a Small Business in Washington: Everything to Know
Starting a business in Washington is exciting — and forming an LLC (Limited Liability Company) is one of the smartest ways to protect yourself while keeping things simple and flexible. But with multiple steps, filings, and renewals to keep track of, it’s easy to feel overwhelmed. This all-in-one Washington LLC checklist brings everything together —…
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How to Maintain Your Washington LLC
Forming your Washington LLC is only the beginning — keeping it active and in good standing is what allows you to stay protected and keep growing. This post walks you through what happens after your LLC is formed: how to maintain it, file your Annual Report, renew your business license, and make sure you remain…
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How Do You Chili? – A Timeless Comfort Dish
Chili is one of those dishes that can be made to suit your taste. It’s comfort food and can be created with family tradition, regional flavor, and of course your own personal flavor! Some like it thick and chunky, some like it thin and spicy, some insist on beans, others are adamant they don’t belong…
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Budgeting Strategies for Small Businesses: What You Should Add
Because “I didn’t see that coming” shouldn’t be part of your financial plan. Running your own business is exciting — but it can also come with surprises. The best way to stay calm and confident through the ups and downs? A realistic budget that includes the real costs of running your company. Whether you’re a…
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Roasted Yam & Delicata Magic – A Dip and a Wrap!
Sometimes the best recipes come from what’s already in your kitchen. This simple yet magical roasted yam and Delicata squash spread was one of those happy kitchen accidents. What started as a cozy roasted side turned into a creamy dip, a sandwich spread, and even the perfect addition to my lettuce wraps. It’s earthy, a…
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Cost of Forming an LLC in Washington State
So, you’ve decided to form a Washington State LLC — great choice!Before you hit “submit,” it’s smart to understand the real costs involved: not just the filing fee, but the ongoing expenses that keep your business compliant year after year. In this post, I’ll break down exactly what it costs to start and maintain a…

